W Tenth Street

Sea Island | Georgia

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Home Sweet Home

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Patrick Dunn

Presented At

$9,950,000

Bedrooms

Bathrooms

Living

9,725

SQFT

261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States. - Photo 1

261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States. - Photo 2

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261

W Tenth Street

Sea Island | Georgia

261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States. , Sea Island , Georgia 31561

Mediterranean Masterpiece on the Marsh

Sea Island Cottage 565 â€” A Mediterranean Masterpiece on the Marsh Designed by Harrison Design and built by Skip Russell in 2015, this exceptional Mediterranean estate is, perfectly positioned on a quiet cul-de-sac overlooking a tidal creek. With stunning marsh views, an infinity-edge pool, and lush garden grounds, this home offers serenity and sophistication in equal measure. Featuring 7 bedrooms, 7 full and 2 half baths, this residence blends timeless elegance with modern luxury. Inside, youâ€™ll find hardwood floors, pecky cypress ceilings, and an open floor plan that floods the home with natural light. The gourmet kitchen is outfitted with Viking and Sub-Zero appliances, a butlerâ€™s pantry, and travertine tile flooringâ€”perfect for both everyday living and entertaining. Additional highlights include: â€

Bonus and game rooms
Two private studies
Elevator access to all floors
Main
Front and rear staircases for convenience Enjoy the peace and privacy of Sea Island living, with all the amenities and experiences the community has to offer just moments away.

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Gallery

3D Street View Tour

Property Location

261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States., Sea Island Georgia

Local Weather & Climate

Sea Island, Georgia

Current Conditions Updated recently

79 °F

Clear sky

Feels Like 79°F

Humidity 56%

Wind 9 mph

Visibility 6.2 mi

Sunrise 10:57 AM

Sunset 11:53 PM

5-Day Forecast

Wed 15 Apr

Clear

High 80°

Low 80°

Thu 16 Apr

Clouds

High 79°

Low 61°

Fri 17 Apr

Clear

High 83°

Low 62°

Sat 18 Apr

Clouds

High 83°

Low 65°

Sun 19 Apr

Clouds

High 83°

Low 68°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Sea Island?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$9,950,000

261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States.

Sea Island, Georgia 31561

7 Beds

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Market Opinion

Entry Level

View prices in:

Our perspective on current market conditions in Sea Island. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Prices are up 679.2% year-over-year

Homes are taking 393 days to sell - more time to negotiate

Homes selling 25% below asking price on average

Local Market Price Trends

Median home sale prices in Sea Island, Georgia — ZIP code 31561 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $9,950,000

Area median: $30,000,000

+679.2% year-over-year (well above the 3.5% historical avg)

Market Competition

393 days

Days on Market

Above typical

75%

Sale-to-List Ratio

Below asking

Future Value & Wealth Building

Starting investment: $9,950,000 20% down ($1,990,000)

9.5 years

Double Your Investment

Based on current market trends, your property value could double

$13,771,197

10-Year Equity

Your potential equity after 10 years of payments and appreciation

+$5,676,862

Appreciation Beats Rent

Potential gain vs 10 years of renting a similar home

$52,958

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$88,322,886

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

6.9x

Leverage Power

Your $1,990,000 down payment could grow to $13,771,197 in equity (10 yrs)

Investment Perspective

$1 → $2.07

Every dollar invested today could become $2.07 in 10 years

$100 → 207 $1,000 → $2,071

$2,058/day

Your home may appreciate while you sleep

$14,446/week $62,598/mo $751,174/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$635K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 145% advantage over stocks

-$5.5M

+$13.8M

$13.8M Potential Equity

vs $5.5M lost to rent over 10 years

$2.0M Down Payment Growth

6.9x

10yr

$13.8M

19.1x

20yr

$38.1M

44.4x

30yr

$88.3M

Wealth Comparison

×210

Equivalent to 210 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $88.3M

Time to Double Your Investment (accounting for market cycles)

16.9

years

Conservative

4.2% effective/yr

9.5

years

Market-Based Above Avg

7.55% effective/yr

8.5

years

Optimistic

8.54% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $15.0M +51%

Market $20.6M +107%

Optimistic $22.6M +127%

$13.8M est. equity

20 Years

Conservative $22.6M +128%

Market $42.7M +329%

Optimistic $51.3M +415%

$38.1M est. equity

30 Years

Conservative $34.2M +243%

Market $88.3M +788%

Optimistic $116.3M +1,069%

$88.3M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Above Historical

Current 8.5% appreciation exceeds the national historical average (4.3%). Market-based projections reflect current conditions that may moderate over time.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 7.5%. Market scenario reflects current 8.5% YoY trend from Redfin (Jan 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Jan 2026

Neighborhood Demographics

ZIP 31561 • 2022 ACS Data

210 Population

Median Age: 69.0

$87,125 Median Income

Above Average

N/A Median Home Value

53.3% College Graduates

High

Housing

Homeowners 19.4%

Renters 0.0%

Vacancy Rate 80.6%

Employment

0.0% Unemployment

0.0% Work From Home

Education Attainment (Age 25+)

High School+ 86.7%

Bachelor's+ 53.3%

Graduate+ 49.1%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Sea Island

Cold Market More inventory, buyers have negotiating power

$30,000,000

Median Sale Price

$2,384

Price per Sq Ft

393

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States have?

This house at 261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States features 7 bedrooms with 9,725 square feet of living space.

What is the size of 261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States?

This property offers 9,725 square feet of living space.

What is the listing price for 261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States?

This property is listed at $995,000,000, which equals $102314 per square foot.

What are the current real estate market conditions in Sea Island?

In Sea Island, home prices have increased 679.2% over the past year, homes typically sell within 393 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Sea Island?

Based on current market indicators, Sea Island shows an active market. The market opportunity score is 56 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 261 W Tenth Street, #(Cottage 5, Sea Island, GA, 31561, USA, Sea Island, Georgia, United States?

This is a house located in Sea Island, Georgia. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: